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TIM CONGDON is an economist and businessman, who has for over thirty years been a strong advocate of sound money and free markets. He is often regarded as the U.K.’s leading “monetarist” economist. From 1992 to 1997 he was a member of the U.K.’s Treasury Panel of Independent Forecasters (the so-called “wise men”), which advised the chancellor of the exchequer in a successful period for British economic policy. Tim has recently set up a new economics consultancy business, International Monetary Research Ltd. (www.imr-ltd.com). He is chief executive of the company, which is his latest venture.