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ARNOLD KLING earned his Ph.D in economics from MIT in 1980. He was an economist on the staff of the Federal Reserve Board from 1980-1986. From 1986-1994 he held a number of positions at Freddie Mac. He is the author of Under the Radar: Starting Your Internet Business Without Venture Capital; Crisis of Abundance: Rethinking How We Pay for Health Care; From Poverty to Prosperity (with Nick Schulz; reissued in paperback as Invisible Wealth); Unchecked and Unbalanced: How the Discrepancy Between Knowledge and Power Caused the Financial Crisis and Threatens Democracy; The Three Languages of Politics; and Specialization and Trade (forthcoming) His blog, askblog, can be found here.